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Defense Base Act (DBA)

We give our customers a distinct competitive advantage in the RFP bidding process by providing quick and understandable DBA quotes.

DBA Insurance is a contractual requirement for all U.S. Government Prime Contractors or their Subcontractors with civilian employees overseas. Similar to Workers’ Compensation in the U.S., DBA Insurance is social insurance which compensates employees for injuries, illnesses or death sustained in the course of their employment. In contrast to domestic Workers’ Compensation, reasonable premiums paid for DBA policies are reimbursed to the contractor by the federal government.

Target Classifications

  • Construction + Construction Supervision

  • Demolition

  • Computer + Information Services

  • Training + Professional Military Education (PME)

  • Engineers/Architects

  • Medical Professionals
  • Clerical/Admin

  • Consultants

  • Management

  • Aviation Helicopter/Fixed Wing/Pilot Crew

  • Trucking/Transportation

  • Base Management/Logistic Support

  • Shipping + Logistics

  • Security: Armed + Unarmed, Static + Mobile

  • Defense Contracts

  • Military Assistance

  • Foreign Military Bases

  • Embassies/Ambassador’s Services
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CORE CAPABILITIES

  • Defense Base Act (DBA) Insurance

  • Foreign Voluntary Workers’ Compensation

  • Foreign General Liability

  • Foreign (Contingent) Auto Liability

  • Foreign Accidental Death + Dismemberment

  • Kidnap, Ransom + Extortion Insurance (K&R)
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RATING FACTORS

  • Country of Duty

  • Job Classification: Service, Construction and/or Security

  • Nationality of Employees: U.S. Citizens, Local Nationals and/or Third Country Nationals

  • Remuneration: Salary (+) Overseas Recruitment Incentives, Post Differential, and Danger Pay

  • DBA Rates are per $100 of Remuneration
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PREMIUMS

Most competitive DBA quotes available in the marketplace. Policies are written with DOL-approved insurance companies. Reasonable premiums are reimbursed to the contractor by the federal government.

LOCATIONS

Anywhere outside the U.S. This also includes Guam, Puerto Rico, American Samoa, and Marshall Islands.

Deb Moylan | Global Risk Division
Defense Base Act (DBA) and Foreign Liability Insurance

+1 301.284.8887 | 866.955.FEDS
dmoylan@fedsprotection.com | www.fedsprotection.com

CONTACT US

feds@fedsprotection.com
Call 866.955.FEDS

©2026 CRC Insurance Services, LLC d/b/a FEDS Protection CA Lic No 0778135. No claim to any government works or material copyrighted by third parties. Nothing in this document constitutes an offer, inducement, or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound.

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